A shrinking but real COD segment
The same 2026 report puts COD at 11% (down from 15% in 2023), GCash at 38% and cards at 25%. COD is strongest among first-time buyers and outside Metro Manila, where wallets and cards are less widely used.
If your store targets provincial buyers or hesitant first-time customers, a COD option can still lift conversions; for repeat buyers, offer GCash through a payment tool of your own.